Identity Theft Protection

Identity theft affects nearly 2.5 million deceased individuals annually, with thieves exploiting the time gap before authorities are informed of the death. 

This crime, known as ghosting, can continue undetected for months, causing significant harm.

Our service covers Estate Documentation and essential Identity Theft Protection, safeguarding personal details like the Social Insurance Number from cybercriminals, preventing financial loss. 

Understanding the importance of identity protection helps you reduce the risk of identity theft.

Protection After Death

Protect Yourself Against Identity Theft

ID Theft Assistance

Managing and Protecting Your Identity

Identity theft targeting an estate can result in severe repercussions.

  • Financial Losses
    Thieves can deplete bank accounts, take out loans, or make unauthorized purchases using the deceased’s information, resulting in significant financial losses for the estate.
  • Legal Complications
    Resolving fraudulent activities can be a complex and lengthy legal process, delaying the settlement of the estate and increasing legal costs.
  • Credit Issues
    Identity theft can damage the deceased’s credit record, complicating the process for beneficiaries to manage and distribute assets.
  • Emotional Distress
    Family members and executors may experience significant stress and frustration dealing with the aftermath of identity theft, adding to the emotional burden of losing a loved one.
  • Tax Fraud
    Thieves might file fraudulent tax returns to claim refunds, leading to complications with the CRA and potential penalties for the estate.
  • Depleted Inheritance
    The overall value of the estate can be diminished, reducing the inheritance available to beneficiaries.
  • Compromised Personal Information
    Personal information of the deceased and their family members might be exposed, increasing the risk of further identity theft and fraud.
  • Administrative Delays
    Resolving issues caused by identity theft can significantly delay the administrative processes required to settle the estate, prolonging the closure of the estate.

Proactively protecting the deceased’s identity by notifying relevant institutions, monitoring accounts, and securing sensitive information can help mitigate these risks.